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Gold-filled jewelry is an affordable alternative to solid gold, made by bonding a thick gold alloy layer to a base metal core (typically brass) through heat and pressure.
By law, it must contain at least 5% gold by weight. This jewelry is non-magnetic, hypoallergenic, and can last 10-30+ years with proper care.
While it can get wet, exposure to water should be avoided as it can thin the gold layer and cause tarnishing. Common hallmarks include fractions like 1/20 or 1/10, karat stamps, and “GF” markings. Its value equals 5% of current gold spot prices.
- What is Gold Filled Jewelry (Definition and Meaning)?
- Is Gold Filled Jewelry Magnetic?
- Is Gold Filled Jewelry Hypoallergenic?
- Can Gold Filled Jewelry Get Wet? Can You Shower With it?
- Is There Hallmark for Gold Filled Jewelry?
- How Long Does Gold Filled Jewelry Last?
- How Much is Gold Filled Jewelry Worth?
Table of Contents
What is Gold Filled Jewelry (Definition and Meaning)?
Gold-filled jewelry is a high-quality and affordable alternative to solid gold jewelry.
It’s made by mechanically bonding through heat and pressure a thick layer of gold alloy to a base metal core, typically brass.
By law, a gold-filled item must contain at least 5% (1/20th) gold by total weight, creating a durable, tarnish-resistant, and water-resistant finish that won’t flake or peel and can last for decades with proper care.

Is Gold Filled Jewelry Magnetic?
No, gold-filled jewelry isn’t magnetic because genuine gold is non-magnetic, and the base metal used for the core of high-quality gold-filled items (like brass or copper) is also non-magnetic.
However, if your gold filled jewelry sticks to a magnet, it means it contains a significant amount of iron or nickel in the base metal or is low-quality gold-filled jewelry.
Is Gold Filled Jewelry Hypoallergenic?
Yes, gold-filled jewelry is hypoallergenic for most people with sensitive skin because it has a thick layer of real gold bonded to a base metal. Yellow gold is hypoallergenic and it prevents physical contact with potentially irritating metals like nickel under the gold plate.
Can Gold Filled Jewelry Get Wet? Can You Shower With it?
Yes, gold filled jewelry can get wet without doing immediate damage to it. However, you should avoid getting your gold filled jewelry wet because the thin gold plating is sensitive to water and will start to break down or thin out.
This means you shouldn’t shower while wearing your gold filled jewelry, especially if the water is chlorinated (and it almost certainly is, depending on where you live).
Note: water is bad for gold filled jewelry because the gold layer on gold filled jewelry will over time think out and expose the base metal underneath.
When moisture reaches the jewelry base, it causes oxidation which then leads to metal tarnishing and ugly appearance of your jewelry.
Bottom line is that you should take off your gold filled jewelry before showering, swimming, exercising, or doing any household chores that involve water (+harsh chemicals).
Is There Hallmark for Gold Filled Jewelry?
There isn’t a specific hallmark for gold filled jewelry. However, this type of jewelry can still be hallmarked with common stamps including a fraction representing the gold’s weight (e.g., 1/20 or 1/10) followed by the karat fineness and often the letters GF (e.g., 1/20 14K GF).
These markings and stamps indicate that the jewelry has a much thicker and more durable layer of gold bonded to a base metal, distinguishing it from gold-plated items, which have a very thin gold layer.
Common gold-filled hallmarks are:
- 1/20: means the gold layer is at least 1/20th of the total weight.
- 1/10: means the gold layer is at least 1/10th of the total weight.
- Karat Stamp: This specifies the purity of the gold used in the layer, such as 14K.
- “GF” Stamp: This abbreviation stands for “Gold Filled” and signifies the type of construction.

How Long Does Gold Filled Jewelry Last?
Gold-filled jewelry can last anywhere from 10 to 30 years or more with proper care, though its lifespan depends on the thickness of the gold layer and how it’s worn and maintained. The gold layer is significantly thicker than that of gold-plated items, but it will eventually wear away at high-friction areas, exposing the base metal underneath.
How Much is Gold Filled Jewelry Worth?
Gold filled jewelry contains only 5% pure gold so the value of your gold filled jewelry is 5% of the current gold spot price.
Gold spot price changes multiple times during the day because of the interplay of supply and demand so the value of the 5% gold in your gold filled jewelry changes with it.
What is Gold Filled Jewelry? Conclusion
Gold-filled jewelry is an affordable alternative to solid gold, made by bonding a thick gold alloy layer to a base metal core (typically brass) through heat and pressure.
By law, it must contain at least 5% gold by weight. This jewelry is non-magnetic, hypoallergenic, and can last 10-30+ years with proper care.
While it can get wet, exposure to water should be avoided as it can thin the gold layer and cause tarnishing. Common hallmarks include fractions like 1/20 or 1/10, karat stamps, and “GF” markings. Its value equals 5% of current gold spot prices.
References:
- Shop All 14k Gold Fill Jewelry- https://gldn.com/collections/shop-all-gold-fill-jewelry
- Gold Jewelry Markings & Symbols | New England Diamond & Jewelry Buyers- https://nedjb.com/gold-gold-filled-and-gold-plated/
- Longevity of gold filled pieces- https://www.reddit.com/r/jewelry/comments/1k4kgw7/longevity_of_gold_filled_pieces/

Nikola Roza
Nikola Roza is a blogger behind Nikola Roza- SEO for the Poor and Determined. He writes for bloggers who don't have huge marketing budget but still want to succeed. Nikola is passionate about precious metals IRAs and how to invest in gold and silver for a safer financial future. Learn about Nikola here.