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Estimate how a rollover amount might grow in a Gold IRA compared with leaving that same amount in your 401(k), after the fees you enter.
Your Rollover Information
The rest is assumed to stay in the 401(k).
Hypothetical return before the fees below.
Applied to the rollover amount as an estimated upfront cost.
Tax estimate is not included in growth results. A pre-tax-to-Roth conversion may create current taxable income.
Your Estimate
Amount rolled over
$150,000
Left in 401(k)
$0
Projected Gold IRA value
$0
Projected 401(k) value of rolled amount
$0
Gold IRA difference vs. leaving the same amount in 401(k)
$0
Projected Value Comparison
Cost and Context
| Estimated upfront dealer cost | $0 |
| One-time setup / transaction costs | $0 |
| Total annual fees over horizon (undiscounted) | $0 |
| Estimated conversion tax (if selected) | Not modeled |
| Projected total (Gold IRA + unrolled 401(k)) | $0 |
Results are estimates in nominal dollars. Fees are modeled as a flat dollar amount each year and are deducted from the Gold IRA balance at year-end.
Important. Our 401k to gold IRA rollover calculator is for educational scenario planning and is not financial, tax, or investment advice. Gold prices fluctuate, physical metals have dealer spreads and liquidity costs, and gold IRA companies fees vary widely. Our calculator does not model inflation, changing fees, taxes on future distributions, required minimum distributions, or the investment mix inside your 401(k).
An eligible direct rollover between compatible pre-tax accounts is not currently taxable, but eligibility and rules matter. An indirect rollover triggers withholding and deadline risks. Confirm the process and tax treatment with your plan administrator, IRA custodian, and a qualified tax professional before acting.
Nikola Roza
Nikola Roza is the owner of Nikola Roza- Everything You Can Learn About Precious Metals. He writes for people who love precious metals and jewelry and who're interested in adding gold, silver platinum and palladium to their Gold IRAs and retirement portfolios.