American Hartford Gold Fees and Pricing for 2024 (+Refund and Buyback Policies Info)

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American Hartford Gold ranks among the best gold and silver IRA companies in the US.

You need to know what AHG fees are, and also their refund and buyback policies If you want to open a gold IRA account or buy precious metals from them.

My guide below will tell you everything you must know.

You can use these jump links to get there faster.

Here’s a TLDR version in case you’re in a hurry.

The fees for setting up an American Hartford Gold account are not publicly displayed on their website and you can only learn what they are by downloading their free gold IRA guide from their website. Then, one of their sales representatives will contact you and you’ll be able to ask them about their fee structure.

To save you the trouble I did some research and discovered that you can expect to pay $175 – $225 for account set-up, custodian and depository fees. This fee structure is comparable to what other gold IRA companies ( Goldco and Augusta Precious Metals come to mind) charge their customers.

Also worth noting is that American Hartford Gold waive all fees for the first year to all new gold IRA customers.

Note: the fees get higher as the value of your gold IRA account rises. For example, they have an annual IRA fee of $75 for accounts valued at $100,000 or less; and $125 for accounts valued at $100,001 or more. It’s something to keep in mind as high storage and account fees can really eat into your profits as the value of your bullion increases over time.

American Hartford Gold’s refund policy is that as a customer you get a 7-day money-back guarantee.
If you cancel the transaction within 7 days, you’ll receive a full refund within 30 days.

American Hartford Gold’s buy-back policy is that they can’t guarantee to repurchase precious metals from a customer.

However, they encourage their customers who want to sell their gold and silver to offer to them first because they might be able to give a competitive buyback price.

The TLDR version of this article is over, so go ahead and read the full version to get a gist of American Hartford Gold’s fees for 2024.

American Hartford Gold Fees and Pricing for 2024 (+Refund and Buyback Policies Info)
American Hartford Gold Fees and Pricing for 2024 (+Refund and Buyback Policies Info)

Table of Contents

What is the Minimum Investment Requirement at American Hartford Gold?

The minimum investment requirement at American Hartford Gold is $5000 for cash purchases and $10 000 for IRA rollovers.

This small minimum investment required is a breath of fresh air in the gold IRA space. Most other gold IRA companies have significantly higher minimum investment requirements.

Gold IRA CompanyMinimum Investment Requirement (Cash Purchases)Minimum Investment Requirement (Gold IRA Account)
American Hartford Gold$5000$10 000
Augusta Precious Metals$50 000$50 000
Goldco Precious Metalsno minimum investment $25 000

What is the Maximum Investment at American Hartford Gold?

There is no maximum investment at American Hartford Gold. They’re a premier gold investment company and they can fulfil very large (not unlimited) orders.

Do American Hartford Gold Offer Free Shipping?

American Hartford Gold offer free shipping on all orders.

Also, while in transit your precious metals shipment will be fully insured, free of charge.

Do American Hartford Gold Offer Segregated Storage?

American Hartford Gold offer segregated storage for customers who want their bullion separated from other savers’ coins and bars.

Take a look at the image below.

American Hartford Gold offer segregated storage to interested customers.
American Hartford Gold offer segregated storage to interested customers. Source

Do American Hartford Gold Offer Home Storage Gold IRAs?

American Hartford Gold don’t offer home storage gold IRAs. This is because IRS forbids investors from keeping gold IRA assets stored at their homes.

Instead, your gold IRA assets

Instead, the assets need to be managed by an IRS-approved custodian (note: AHG will connect you with a qualified custodian they regularly work with if you decide to open a gold IRA account with them).

American Hartford Gold advise savers to keep their precious metals with a qualified custodian.
American Hartford Gold advise savers to keep their precious metals with a qualified custodian.

What are the Payment Methods American Hartford Gold Accepts?

The payment methods American Hartford Gold accept are bank checks and wire transfers.

What are the Payment Methods American Hartford Gold Doesn’t Accept?

The payment methods American Hartford Gold don’t accept are:

  • Bitcoin;
  • Gift cards;
  • Personal checks;
  • Payment by phone;
  • PayPal.

Learn more below.

Can I Use Bitcoin to Pay for Opening an American Hartford Gold Account?

You can’t use Bitcoin or any other cryptocurrency to open an American Hartford Gold account.

Bitcoin and other forms of cryptocurrencies are not a valid payment method that American Hartford Gold accept.

Read my article on the best Crypto IRA companies to learn how to open a Bitcoin IRA account.

Also, read my iTrustCapital review as they’re my number #1 choice for a Bitcoin IRA company.

Can I Use Gift Cards to Pay for Opening an American Hartford Gold Account?

You can’t use gift cards to open an American Hartford Gold account.

Gift cards are not a valid payment method that American Hartford Gold accept.

Can I Use Personal Checks to Pay for Opening an American Hartford Gold Account?

You can’t use personal checks to open an American Hartford Gold account.

Personal checks are not a valid payment method that American Hartford Gold accept.

Can I use Payments by Phone to Pay for Opening an Account With American Hartford Gold?

You can’t use payments by phone to open an American Hartford Gold account.

Payments by phone are not a valid payment method that American Hartford Gold accept.

Can I Use PayPal to Pay for Opening an American Hartford Gold Account?

You can’t use PayPal to open an American Hartford Gold account.

PayPal is not a valid payment method that American Hartford Gold accept.

Does American Hartford Gold Charge for Gold and Silver Management?

American Hartford Gold don’t charge for gold and silver management. If you buy physical precious metals to store at your home, they’re yours to manage and keep secure in your home safe.

If you open a gold IRA through American Hartford Gold your metals will be kept in a secure vault by a trustworthy custodian institution.

American Hartford Gold work with Equity Trust as their main precious metals custodian. However, AHG are flexible and can work with any custodian that their customer prefers.

What is the Refund Policy of American Hartford Gold?

American Hartford Gold’s refund policy is that as a customer you get a 7-day money-back protection.
If you cancel a transaction within 7 days, you will receive a full refund within 30 days.

American Hartford Gold also reserve the right to replace stolen or lost items (presuming that was your cause for asking for a refund) with precious metals of equal worth.

American Hartford Gold refund policy
American Hartford Gold refund policy- source

Note: American Hartford Gold’s refund policy is one of the best in the precious metals industry.

For example, Augusta Precious Metals is my number #1 choice for a gold IRA company. However, their refund policy is only valid for 7 days and only for first-time customers. Repeat customers don’t have the benefit of Augusta’s money-back protection clause.

See how these two companies compare in my Augusta Precious Metals vs American Hartford Gold guide here.

Also, read my Augusta Precious Metals reviews and Augusta Precious Metals pros and cons guides to get more detailed knowledge about this company, especially its major flaws.

Augusta Precious Metal's free gold IRA kit
Augusta Precious Metal’s free gold IRA kit

What is American Hartford Gold’s Precious Metals Buy-Back Policy?

American Hartford Gold’s buy-back policy is that they can’t guarantee to repurchase precious metals from a customer. However, they encourage their customers who want to sell their gold and silver to offer to them first because they might be able to give a competitive buyback price.

American Hartford Gold official buyback policy
American Hartford Gold official buyback policy- source

Is There an American Hartford Gold Promo or Coupon Code I Can use to Get a Discount?

There is no American Hartford Gold promo or coupon code you can use to get a discount.

If you see a website advertising:

  • “American Hartford Gold coupon code”
  • “American Hartford Gold promo code”
  • “American Hartford Gold discount code”
  • “American Hartford Gold voucher code”
  • “American Hartford Gold rebate”
  • “American Hartford Gold deals”
  • “American Hartford Gold Black Friday coupon”
  • “American Hartford Gold Cyber Monday coupon”

then that’s a clear sign they’re trying to trick you somehow.

Fame American Hartford Gold coupon codes found on Google
Fame American Hartford Gold coupon codes found on Google

Do American Hartford Gold Offer Black Friday Deals and Coupons I Can use?

American Hartford Gold don’t offer a Black Friday deal or coupon code you can use to get a discount. AHG don’t use Black Friday deals as a marketing tactic to attract new customers.

Do American Gartford Gold Offer Cyber Monday Deals and Coupons I Can use?

American Hartford Gold don’t offer a Cyber Monday deal or coupon code you can use to get a discount. AHG don’t use Cyber Monday deals as a marketing tactic to attract new customers.

Does American Hartford Gold Have a Lifetime Deal Offer I Can use?

American Hartford Gold doesn’t have a lifetime deal offer you can use. American Hartford Gold’s lifetime deal doesn’t exist.

Does American Hartford Gold Offer a Free Trial?

American Hartford Gold doesn’t offer a free trial.

American Hartford Gold’s free trial doesn’t exist.

What is the Process for Setting up a Gold or Silver IRA Account With American Hartford Gold?

The process for setting up a gold or silver IRA account with American Hartford Gold is simple.

First, get in touch with one of AHG’s gold IRA specialists to start the process. You can call this number for assistance- 800-462-0071.

Second, fund your gold IRA account, either with cash or with an IRA rollover.

Third, fill your gold IRA account with the bullion of your choice. The people from American Hartford Gold will be there to help you pick the coins and bars that are IRA-approved and can be included in a gold IRA.

And that’s the process in a nutshell.

How Do American Hartford Gold’s Fees Compare to Augusta Precious Metals and Goldco’s Fees?

American Hartford Gold’s fees for the first year are $0, while the first year’s fees for Augusta Precious Metals and Goldco Precious Metals are $250 and $230.

American Hartford Gold waives the fees for the first year so they’re the clear winner among these 3 gold IRA companies. Out of the remaining two, Goldco’s fees are slightly lower than Augusta Precious Metals’s.

Learn how AHG and Augusta Precious Metals compare by reading my American Hartford Gold vs Augusta Precious Metals guide next.

Also read my American Hartford Gold pros and cons, Goldco pros and cons and Augusta Precious Metals pros and cons guides next!

American Hartford Gold Fees, Refund and Buy-Back Policies 2024 (Conclusion)


You know what American Hartford Gold fees are. You’re also familiar with their refund and buy-back policies.

Are you going to entrust your money to this gold IRA company?

LMK in the comment section below.
Also, make sure you share your experience with American Hartford Gold if you’re one of their current or ex-customers.

I’d like to know all about it.

Also, make sure you read my American Hartford Gold review guide next.

Read these resources next!

Nikola Roza

Nikola Roza is a blogger behind Nikola Roza- SEO for the Poor and Determined. He writes for bloggers who don't have huge marketing budget but still want to succeed. Nikola is passionate about precious metals IRAs and how to invest in gold and silver for a safer financial future. Learn about Nikola here.

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