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Looking for a gold and silver IRA company to open your new precious metals IRA?
Looking for the best company to help you get it done correctly, securely and with no hassle?
My guide to the best gold IRA companies for 2024 tells you everything you need to know.
In a hurry? Here’s the TLDR version.
Augusta Precious Metals is the best gold IRA company for 2024. They have excellent customer service (account lifetime support). They “force” you to sit down in a one-on-one web conference with one of the best economists in the world (Devlyn Steele) so he can explain to you the benefits and cons of investing in precious metals. They offer a wide range of gold/silver coins and bullion you can buy, both for your gold IRA and outside of it. Read my full review here (jump link).
Another excellent choice is Goldco. They also offer a wide range of precious metal products you can buy and I recommend them to savers who believe older is better and more trustworthy. Goldco have been in business for 17+ years and they show no sign of slowing down. Read my full Goldco review here (jump link).
Next, we have American Hartford Gold. I recommend AHG to savers who want to spend smaller sums of money on precious metals bullion, either outside or within their gold IRA account. American Hartford Hold caters to both cases. Read my full American Hartford Gold review here (jump link).
Next, we have Birch Gold Group. They’ve been in business for 20+ years and are a gold IRA company that besides gold and silver also sells platinum and palladium products. Read my full Birch Gold Group review here (jump link).
Finally, there’s Noble Gold Investments. They also sell platinum and palladium products and even rare, numismatic coins. Noble Gold also boast excellent customer support. Click here to read my full review of Noble Gold Investments (jump link).
Table of Contents
5 Best Gold and Silver IRA Companies for 2024
Use these jump links to quickly navigate my guide to the best gold IRA companies for 2024.
- #1- Augusta Precious Metals (Best Overall)
- #2- Goldco (Best for Investors Who Want to Invest Smaller Sums of Money)
- #3- American Hartford Gold (Best for Low Account Fees)
- #4- Birch Gold Group (Best for New Investors and Savers)
- #5- Noble Gold (Best for Exceptional Customer Service)
You can also look at the table below for a quick comparison of the top gold IRA providers on the market.
| Gold IRA Provider | Customer support | Refund Policy | Minimum Investment Threshold | Spread |
|---|---|---|---|---|
| Augusta Precious Metals | Account lifetime support (best in the industry) | 7-day money-back policy (applicable to first time customers and first time purchases). | $50 000 for both IRA and non IRA purchases | 5% on common and premium products. |
| Goldco | Yes | 7-day money-back policy. | $25 000 for gold IRA purchases and $3500 for non IRA purchases | 3% |
| American Hartford Gold | Yes | 7-day money-back policy. | $10 000 for gold IRA purchases and $5 000 for non IRA purchases. | pread on bullion goes up to 19.99%. Spread on numismatic coins 34.99%. The spread on semi-numismatic coins is 34.99%. |
| Birch Gold Group | Yes | no refunds, except for counterfeit coins returned to their original holders within 90 days of purchase. | $10 000 for both IRA and non IRA purchases | ~11.3% |
| Noble Gold Investments | Yes | information not available online. | $20 000 for gold IRA purchases and $2000 for non IRA purchases | Information not available online. |
#1- Augusta Precious Metals (Best Overall)
- Name- Augusta Precious Metals;
- Date founded- 2012.
- Headquarters-Casper, Wyoming, with satellite offices elsewhere in the U.S.
- CEO– Isaac Nuriani.
- BBB score– A+.
- Types of precious metals- gold and silver.
Pros
- 11+ years in business.
- No additional fees. With Augusta, you only pay for account set-up (a one-time $50 fee), yearly custodian ($100/yr) and gold and silver storage/insurance fees ($100/yr). Meaning, that after the first year, the fees are flat $200/yr.
- Money-back guarantee– Augusta’s refund policy is valid for 7 days after the purchase and is applicable to first-time purchases and customers only.
- Account lifetime support. Just one purchase with APM gives you lifetime access to their knowledgeable staff whom you can ask what’s happening with the economy. This offer is valid regardless of how much or little you invested with them.
- Hassle free process of opening a gold IRA account. Once you decide to open a gold IRA with Augusta they’ll work with to get 95% of the process done quickly and efficiently. The last 5% will be you choosing the precious metals to include in your precious metals portfolio.
- One-on-one education web conference with Devlyn Steele. Devlyn Steele is Augusta’s Harward-trained director of education and he’s been in the game since the 80’s. He’s an extremely experienced economic analyst and you’ll be able to pick his brains about the current state of the economy and gold IRAs.
- Choose a depository closest to you. Augusta has the whole of the USA covered with their network of IRA-approved storage facilities.
- A+ rating from the Better Business Bureau. Their BBB profile is chock-full of positive customer reviews with only a handful of (minor) complaints. All complaints have been successfully solved.
- Hundreds of 5-star unbiased reviews on TrustLink, Trustpilot, ConsumerAffairs, and Google My Business. Augusta Precious Metals is also a member of Ethics.net and the Industry Council for Tangible Assets (ICTA).
- Zero serious customer complaints on consumer watchdog websites (at the time of me writing this guide to the best gold IRA companies).
- Triple-A rating with the Business Consumer Alliance.
- The current special promotion covers all your Augusta IRA fees for up to 10 years. You potentially don’t have to pay to open your gold IRA account with Augusta Precious Metals. Depending on the size of your precious metals investment you could get all fees waivered for up to 10 years. And every customer is qualified to take advantage of this offer.
Cons
- $50,000 minimum investment requirement for both cash and IRA purchases.
- Pricing is unavailable on the website. You need to get in touch with them to inquire about their fees.
My honest recommendation: Augusta Precious Metals is the best gold IRA company in 2024. Past customers rave about them in online reviews. The buying process is seamless.
Augusta supports you all the way and you get account lifetime support even if you purchase just once and a minimum amount.
I wholeheartedly recommend Augusta Precious Metals if you can afford the $50,000 minimum investment requirement.
Yes, other silver IRA companies allow you to invest significantly less money, but you don’t get the account lifetime support perks Augusta gives to each of their customers.
Get started with Augusta by downloading their gold and silver IRA guide kit.
It’s free!
Augusta Precious Metals is an award-winning gold and silver IRA company founded in 2012 by Isaac Nuriani.
The company is already 11+ years old and over time has grown to be a top-notch gold IRA provider.
APM have a stellar BBB profile and is one of the rare gold IRA companies that have never gotten a single serious complaint on BBB, with other minor complaints being promptly solved.
Here are Augusta’s scores on popular consumer watchdog websites (at the time of me writing this guide):
- BBB– 4.93/5 based on 121 reviews;
- Trusltlink– 5/5 based on 286 reviews;
- Google My Business– 4.9/5 based on221 reviews;
- ConsumerAffairs– 4.9/5 based on 135 reviews;
- Business Consumer Alliance– AAA based on 85 reviews.
Augusta Precious Metals focuses on helping Americans discover the value of buying gold and silver for their retirement savings.
They do this by simplifying economics and helping Americans understand how to properly diversify their retirement savings with precious metals.
Before making any order from Augusta you’ll need to have a one-on-one conference with Devlyn Steele who will give you all the information you need to make an informed decision.
In this one-on-one web conference you’ll learn:
- How gold and silver have helped retirement savers hedge inflation.
- How do Federal Reserve actions affect the economy?
- Concerns about the future of the U.S. dollar.
- How to avoid falling for gold IRA scams.
Remember, Devlyn is a Harvard-trained economist with 40+ years of experience and you’ll be able to pick this expert’s brains about anything related to the current economy and gold IRAs.
Get started with Augusta by downloading their free gold and silver IRA guide.
Or read my Augusta Precious Metals review to learn more about this gold and silver IRA investment company.
Augusta Precious Metals is the Number #1 Best Gold IRA Company on My List of Top Precious Metals Dealer Firms in USA in 2024 #silverira #goldira #preciousmetalsira Click To Tweet#2- Goldco (Best for Investors Who Want to Invest Smaller Sums of Money)
- Name- Goldco;
- Date founded- October 7, 2006.
- Headquarters-Woodland Hills, 21215 Burbank Blvd., Suite 600, United States
- CEO– Trevor Gerszt.
- BBB score- A.
- Types of precious metals- gold and silver.
Pros
- Old gold IRA company with 17+ years in business.
- “A” score on BBB (Excellent result but all other precious metals IRA companies on this list have A+ scores);
- Triple-A rating with the Business Consumer Alliance (BCA)
- 1240+ reviews on TrustPilot with a 4.8 stars average customer rating.
- 284+ reviews on TrustLink with a 5-star average rating.
- 5x INC 500 Company.
- No additional fees. You only pay for storage and custodian fees.
- Customer-friendly buyback program available.
- Excellent customer service.
- Strong focus on education.
Cons
- $25 000 miniimium investment requirement.
- Pricing is unavailable on the website- You need to contact support to inquire about Goldco’s fees.
- No palladium and platinum products.
My honest recommendation: Goldco is one of the oldest and largest gold IRA companies on the USA market. They survived so long because they offer a quality service for American savers (tens of thousands of people have already done business with Goldco). You’ll be safe with them if you decide to invest.
Goldco has a $ 25,000 minimum investment requirement for opening a gold IRA account. That’s pretty steep compared to some other gold IRA companies, though you can also buy cash and silver outside of your IRA for just $3500.
This makes Goldco the most accessible silver IRA company on this list.
Request a free info kit from Goldco today!
Goldco is a privately held gold IRA company from the Los Angeles area with nearly 20 years of experience in helping American savers and investors protect their retirement savings via smart diversification.
They sold over 2 billion worth of gold and silver and are true market leaders with nearly flawless scores on all major consumer watchdog websites (see my Goldco review lawsuit and complaints guide here) and with ambassadors like Sean Hannity, Chuck Norris, Ben Stein and Stew Peters.
Request a free info kit from Goldco today!
#3- American Hartford Gold (Best for Low Account Fees)
- Name- American Hartford Gold;
- Date founded- 2015.
- Headquarters- 11755 Wilshire Blvd 11th floor, Los Angeles, CA 90025, United States
- CEO- Sanford Mann.
- BBB score- A+
- Types of precious metals- gold and silver.
Pros
- Budget-friendly minimum investment requirement. With American Hartford Gold you need only $5000 to purchase gold and silver outside of your IRA. You need $ 10,000 to open your gold or silver IRA with AHG.
- No additional fees. With American Hartford Gold you only pay $180/yr for custodian and precious metals insurance and storage fees. This is a lower amount compared to other gold investment firms.
- Excellent customer support. You will be well-informed and hand-held along the way of opening your gold IRA.
- Regular promo offers during the year. For example, you might get a deal of having your account management fees waived by AHG for a full 3 years.
- Pristine online customer reviews. AHG has an A+ rating from BBB. They also have 5 stars on Google My Business, 5/5 on Trustpilot, and 4.7/5 on ConsumerAffairs. There’s barely a complaint on American Hartford Gold, and none of them is serious, and all of them have been resolved quickly and successfully.
Cons
- No platinum and palladium coins and bullions.
- A relative newcomer. American Hartford Gold started operating in the American market in 2015. As a gold IRA company, they’re far younger than some of their competitors on this list.
- No transparent pricing on their website. You have to contact their customer support to inquire about the pricing.
- No lifetime support
My honest recommendation: American Hartford Gold are an excellent gold IRA company. I recommend them to those savers and investors who can’t afford the steep $50,000 minimum investment required by Augusta Precious Metals.
AHG offer excellent customer support. Their staff are friendly and will educate you on everything you need to know to invest in gold and silver.
You can get started with American Hartford Gold by getting their free guide on investing in gold and silver.
American Hartford Gold is an IRA company and precious metals dealer that can help you diversify your portfolio and secure your financial future by investing in gold and silver.
AHG allows you to buy precious metal coins and bars for cash, but the minimum required investment is $5000. Or you can open a precious metals IRA with them and fill it with gold and silver coins and bars (American Hartford Gold sells IRA-approved bullion and coins).
Similar to Augusta Precious Metals, AHG also focuses heavily on educating you on the benefits and pitfalls of precious metals IRA.
This means this company won’t use obnoxious scare tactics to try to get you to buy as quickly as possible and without thinking too much.
Past AHG clients report that the team offers friendly, expert service, reliable communication, and diverse investment options.
Try American Hartford Gold here!
Read my American Hartford Gold review here.
American Hartford Gold is the Number #3 Best Gold IRA Company on My List of Top Precious Metals Dealer Firms in USA in 2024 #silverira #goldira #preciousmetalsira Click To Tweet#4- Birch Gold Group (Best for New Investors and Savers)
- Name- Birch Gold Group;
- Date founded- 2003.
- Headquarters- Central Park Building 3500 West Olive Avenue, Suite 730 Burbank, CA United States of America
- CEO- Laith Alsarraf.
- BBB score- A+
- Types of precious metals- gold, silver, platinum and palladium.
Pros
- Palladium and platinum products are available. Nearly all gold IRA companies only sell gold/silver coins and bars, while BGG goes that extra mile.
- One of the oldest and largest gold IRA companies. 20+ years in the business and 13,000+ customers served. BGG is a proven precious metals IRA company.
- A+ rating on Better Business Bureau.
- 119+ reviews on TrustPilot with a 5-star average customer rating.
- AAA with the Business Consumer Alliance.
- Occasional promo offers where you can get up to $ 10,000 of free silver with qualified gold purchases
- Low barrier to entry. You can open a gold or silver IRA for only $10,000. Or you can buy precious metals for the same sum and have those coins and bars safely delivered to your home.
- No-fee buyback program available. If you need to urgently sell your silver and gold back to BGG, they will accept it without charging you a penalty. Of course, they have a small 5.5% spread, but that’s standard for all gold IRA companies and precious metals dealers.
Cons
- No rhodium products. BGG offers popular metals gold and silver along with palladium and platinum. But they don’t offer rhodium which is the most exquisite precious metal of the bunch.
- No transparent pricing on their website. You have to contact their support in order to inquire about their fees and pricing structure. That said, Birch Gold Group’s customer support was quick to respond once I sent them a message. It only took a few minutes and I was pleasantly surprised.
- No lifetime support
- Lower Trustpilot score. Only 3.7 stars based on 126 customer reviews.
My honest recommendation: Birch Gold Group are endorsed by well-known figures like Ben Shapiro, Stephen K. Bannon, Dan Bongino, Ron Paul and many others.
They’re also recognized as a top-rated precious metals company by Better Business Bureau, ConsumerAffairs, BCA, Trustpilot…
Birch Gold Group can help you if you’re looking to purchase precious metals for direct delivery or to open a gold IRA account.
They’re also the first IRA company in this guide to offer palladium and platinum products as the previous three IRA companies don’t.
Download Birch Gold Group’s free information kit here!
Or read my Birch Gold Group review here.
Birch Gold Group is a California-based brokerage firm that specializes in gold and other precious metals.
They’ve been active since 2003 helping Americans from all 50 states diversify their savings with precious metals IRAS as part of their portfolios.
Birch Gold Group sells precious metals both as part of gold IRAs and for personal possession. They’re also a rare gold IRA company that offers palladium and platinum products.
When opening an account with Birch Gold Group customers can convert their existing retirement account, such as a 401(k), into a precious metals IRA or buy physical gold coins and bars for personal possession at home.
Birch Gold Group also focus on educating their potential customers. They don’t have one comprehensive PDF guide you can download.
Instead, they have a series of articles you can read one by one to really understand the value of investing in gold, silver and other precious metals that BGG stocks in their inventory.
You can also download the Birch Gold Group’s free information kit here.
#5- Noble Gold (Best for Exceptional Customer Service)
- Name- Noble Gold Investments;
- Date founded- 2017.
- Headquarters- 16830 Ventura Blvd Ste 326, Encino, CA 91436
- CEO– Collin Plume
- BBB score- A+
- Types of precious metals- gold, silver, platinum, palladium, rare (numismatic) coins.
Pros
- A+ score on BBB.
- Top scores on BCA, Trustlink, Trustpilot and ConsumerAffairs.
- Huge selection of precious metal coins and bullion.
- Palladium and platinum coins and bullion are available.
- No additional fees.
- Get a free coin when you open an account with them.
- Excellent customer support.
- Strong focus on education.
Cons
- Young company. While not necessarily a con, other gold IRA companies on this list are all 10+ years old.
- Fees are not displayed on the website. You have to send them an email to learn of their pricing structure.
- Only U.S. storage. If you’re from Canada you can do business with Noble Gold, but your precious metals will be stored in one of the USA-based IRA-approved depositories.
- Slight use of scare tactics- on Noble Gold’s homepage it says “hedge against the inevitable with gold”. While it’s true it’s inevitable that the economic situation will worsen sometime in the future (it can’t always be improving in perpetuity), their messaging implies it’s going to happen really soon so you better open a gold IRA account with them. It’s a minor nitpick of mine but I’m mentioning it here regardless.
My honest recommendation: I put Noble Gold last on this list but they are still in the group of the best silver IRA companies for 2024.
Noble Gold are an excellent precious metals IRA company that you can trust to open a gold IRA account for you.
They also sell rare coins so if you’re looking to enrich your collection they’re your best bet and the only gold IRA company on this list to stock numismatic coins.
Finally, Noble Gold have a small minimum investment of requirement $2,000 for direct purchases of gold and silver, and $20,000 if you’re rolling over your 401(k) or IRA to gold.
Get started with Noble Gold Investments by downloading their free gold and silver IRA kit here.
Noble Gold is a reputable gold IRA company. They’ve been servicing the US market for just over 8 years, but the web is full of legitimate reviews from current and ex-customers.
They offer a full stack of precious metals for you to purchase. Besides a wide range of gold and silver coins and bars, Noble Gold also offer palladium and platinum bullion and coins.
Noble Gold also sell rare, uncirculated coins and owning them is a matter of prestige among collectors.
However, rare coins are not IRA-approved and you can’t add them to your silver IRA.
Finally, Noble Gold are renowned for their superior customer support. Even though they’re placed 5th in this list of best gold IRA companies, their customer support rivals Augusta Precious Metals’ whose customer support is #1. I guess Augusta and Noble Gold Investments share the number #1 place here:)
If you decide to become a customer you can count on Noble Gold to educate and support you all the way to the gold at the end of the rainbow:)
Get started with Noble Gold Investments by downloading their free gold and silver IRA guide here.
Or read my Noble Gold Investments review here.
How I Researched The Best Gold IRA Companies
I reviewed and researched 14 gold IRA companies in preparation for writing this guide.
Out of those 14, the 5 best remained. They are the best gold IRA companies for 2024 and below are the criteria I used to judge them.
BBB score- Does a company have a positive BBB score? Or is their profile mired with legitimate customer complaints? And if there are legitimate complaints, were they successfully solved and in a timely matter?
I paid attention to all of this and more when examining the IRA companies’ BBB profiles because I know A and A+ scores strongly correlate with the company’s legitimacy, trustworthiness and excellence of service.
Note: All the silver and gold IRA dealers I picked as the best ones have either an A or A+ score on Better Business Bureau. These scores indicate high excellent of service.
Ease of account setup process– Is it easy or difficult to set up a new account with a chosen IRA company? That’s crucial, especially for new investors who’re usually half-scared to invest their savings into precious metals and who don’t need another hurdle to get over.
The IRA companies that make the account setup process seamless made the cut in my guide to the best silver IRA companies for 2024.
Account setup fees. The best gold IRA companies don’t charge you for account management. When doing my research I immediately removed all gold IRA firms that charge annual fees for having an account opened with them.
Spread amount- the lower the gold bar spread of an IRA company the cheaper you can buy your new gold and silver. In my list of best gold IRA enterprises, I included only those precious metal dealers who have the lowest spreads.
Buyback policy- Some silver IRA companies don’t have buyback policies. I immediately removed them from my list.
Website accessibility and responsiveness- I spent some time on the silver IRA companies’ websites clicking around and making sure every part of it was easily accessible and mobile responsive.
The reason I did this is because if a gold IRA company doesn’t take good care of their website (storefront), then they won’t take good care of you as their customer and you’re better off trusting them with your savings and investments.
Best Gold and Silver IRA Companies 2024 FAQ
Below is my article’s FAQ section where I cover all the questions I found people have about precious metals IRA companies.
If you have a question I haven’t answered, make sure you pose it in the comment section below.
What are Gold IRA Companies?
Gold IRA companies are specific services that help investors and savers open gold and silver IRAs.
The term “gold IRA” refers to a specialized IRA (individual retirement account) that lets investors hold IRA-approved (approved by the IRS) gold, silver, palladium and platinum as qualified retirement investments.
What to Look for When Shopping for Gold IRA Companies?
Here are some of the criteria you need to consider when shopping for a gold IRA company. It’s a brief summary of my guidelines for the best gold IRA companies I explained here.
- BBB score– Companies with A or A+ BBB scores are more trustworthy and provide excellent service.
- Ease of account setup– IRA companies that make account setup seamless are better, especially for new investors. Companies I recommended have easy account setup processes.
- Account setup fees– The best gold IRA companies either don’t charge annual account fees, or the fees are minimal.
- Spread amount– Companies with the lowest gold/silver spreads allow for cheaper buying of metals. Or you can buy higher quantities.
- Buyback policy– I removed companies without proper buyback policies.
- Website accessibility/responsiveness– Companies that don’t maintain good websites likely won’t provide good service.
What are the 10 Best Gold IRA Companies?
There are no 10 best gold IRA companies.
I researched 14 gold and silver IRA companies operating in the USA and singled out 5 best ones.
What are the 5 Best Gold IRA Companies?
The 5 best gold IRA companies are:
- Augusta Precious Metals (Best Overall);
- Goldco (Best for Investors Who Want to Invest Smaller Sums of Money);
- American Hartford Gold (Best for Low Account Fees);
- Birch Gold Group (Best for New Investors and Savers);
- Noble Gold (Best for Exceptional Customer Service).
Do Any Of These Gold IRA Companies Offer Bitcoin IRAs?
None of the gold IRA companies I included in my article offer Bitcoin IRAs.
It’s much more difficult for you as an investor to open a Bitcoin IRA compared to a gold IRA. There are far fewer Bitcoin IRA firms on the market and you also need deep knowledge of bitcoins and cryptocurrencies to safely invest in Bitcoin as part of your IRA.
Still, if you’re looking for a Bitcoin IRA company, then you can read my guide to the best Bitcoin IRA companies next.
Do any Of These Gold IRA Companies Offer Rhodium Coins and Bars?
None of these gold IRA companies offer rhodium coins and bars. Rhodium is not an IRA-approved precious metal and is also quite unknown, even among precious metals connoisseurs.
So there isn’t much demand for rhodium coins and bullion on the market.
Which of These Gold IRA Companies Sell Platinum Products?
Birch Gold Group and Noble Gold Investments are the only gold IRA companies included on this list that sell platinum coins and bars.
Which of These Gold and Silver IRA Companies Sell Palladium Products?
Birch Gold Group and Noble Gold Investments are the only gold and silver IRA companies included on this list that sell palladium coins and bars.
Which of These Gold and Silver IRA Companies Sell Copper Products?
None of the 5 best gold and silver IRA companies I listed sell copper products.
The only precious metal dealer that I”‘m aware of that sells copper products is JM Bullion. I haven’t talked much about JM Bullion in this post, but read my JM Bullion review and guide to learn everything you need to know about this company.
Which of These Gold IRA Companies Sell Rare Coins?
Noble Gold Investments is the only gold IRA company that offers rare coins you can buy to include in your collection.
Numismatic coins are not IRA-approved and you can only buy them to store in your personal collection at home.
Which of These Gold IRA Companies Sell Diamonds?
None of the gold IRA companies in my guide sell diamonds to investors and savers.
Diamonds are not IRA-approved and you can’t have them as part of your precious metals IRA.
That said, diamonds are regarded as a safe haven asset, so if you own some rest assured they will retain most of their value even during recession and economic hard times.
Which of These Gold IRA Companies Allow Me to Do a 401 (K) Rollover?
All of the gold IRA companies on this list help you do a 401(k) rollover. 401(k) rollovers are one of the most popular ways to fund a new gold and silver IRA.
Do all of These Gold and Silver IRA Companies Have Refund Policies?
Not all of the gold and silver IRA companies I include on my list have refund policies:
- Augusta Precious Metals– 7-day money-back policy (applicable to first-time purchases and customers only. Not applicable to repeat purchases and buyers).
- Goldco– 7-day money-back policy.
- American Hartford Gold– 7-day money-back policy.
- Birch Gold Group– no refunds, except for counterfeit coins returned to their original holders within 90 days of purchase.
- Noble Gold Investments– information not available online.
Which of These Gold and Silver IRA Companies Offer a Wider Network of Depositories?
All 5 gold IRA companies on this list offer many depositors across the USA (and occasionally Canada) for safe deposit of precious metals.
Having an extensive network of depositories was a prerequisite for me when picking IRI companies to include in the article.
For example, Augusta Precious Metals’ number #1 pick for the best gold depository is the Delaware depository.
They also offer secure non-government-owned storage facilities in:
- Los Angeles, CA;
- Salt Lake City, UT;
- Nampa, ID; Las Vegas, NV;
- Shiner, TX;
- Dallas, TX;
- South Fargo, ND;
- Wilmington, DE, Bridgewater, MA;
- New Castle, DE;
- New York, NY.
How Much Does it Cost on Average to Open a Gold IRA Account With a US-Based Company?
The average cost to open a gold IRA account with a US-based company is between $100 and $300.
This money covers the initial setup of the account and it includes storage and insurance of gold. This sum doesn’t include the purchase of precious metals that will form part of your IRA.
The gold IRA companies I included on this list are some of the most affordable choices I found.
Which of These Gold IRA Companies Offer Free Silver and Coins on Qualified Gold Purchases?
Goldco and Birch Gold Group offer free silver coins on qualified gold purchases.
Both of these silver IRA companies offer up to $10,000 in free silver on qualified gold purchases.
Will These Gold IRA Companies Connect Me With Custodians That Specialize in Gold Investments?
All of the gold IRA companies I included on this list will connect you with a specialized custodian who will manage your gold IRA account for you.
Based on my research the number one custodian all silver IRA companies recommended are Equity Trust.
Other custodians used by gold IRa firms are:
- RocketDollar;
- Alto;
- UDirect;
- IRA Financial;
- Midland Trust.
Will These Gold IRA Companies Advise Me How Much Money To Invest in Precious Metals?
These gold IRA companies will not advise you how much money to invest in precious metals. They will not offer customers any personalized financial advice. They won’t tell you to convert 5%, 10% or 25% of your traditional IRA into your new gold IRA.
It’s solely your responsibility to pick the precious metals you want and how much you want to spend on them. I advise you to hire a fee-based independent financial advisor to help you make the decision that’s right for you and your financial goals.
Will These Gold IRA Companies Insure My Gold And Silver I Buy Through Them?
These gold IRA companies will ensure all gold and silver you buy through them. They usually work with the best insurance wholesale broker companies.
For example, Augusta Precious Metals insure your precious metals through the London Underwriters.
What is the Best-Rated Gold Investment Company?
The Best-rated gold investment company on this list is Augusta Precious Metals.
They have no serious complaints on BBB and they boast thousands of positive reviews on consumer watchdog websites like TrustPilot, Trustlink, ConsumerAffairs, BCA (Business Consumer Alliance), Google My Business…
Here’s a comparison table of the 5 top gold IRA businesses included in this guide:
| Gold IRA Company | TrustPilot | Trustlink | ConsumerAffairs | BBB |
|---|---|---|---|---|
| Augusta Precious Metals | 4.4/5 | 5/5 | 4.9/5 | A+ |
| Goldco | 54.8/5 | 5/5 | 4.9/5 | A+ |
| American Hartford Gold | 5/5 | / | 4.7/5 | A+ |
| Birch Gold Group | 4.3/5 | 5/5 | 4.9/5 | A+ |
| Noble Gold | 2.9/5 | 5/5 | 5/5 | A+ |
Which of These Precious Metals IRA Companies Have the Best Customer Service?
The precious metals IRA company with the best customer service is Augusta Precious Metals.
They have helpful customer service staff; they give account lifetime support to each customer, and they give you the most ways to get in touch with them and get help.
You can contact Augusta Precious Metals via:
- via their official contact page.
- via their live chat.
- via telephone.
- via social profiles (Twitter, Facebook and LinkedIn).
Which of These Gold IRA Companies Have the Lowest Minimum Investment Threshold?
The gold IRA company with the lowest minimum investment threshold is Noble Gold.
Noble Gold have a small minimum investment requirement $2,000 for direct purchases of gold and silver, and $20,000 if you’re rolling over your 401(k) or IRA to gold.
| Gold IRA Company | Minimal Threshold for Gold IRA Accounts | Minimal Investment Threshold for Non-IRA Gold and Silver Purchases |
|---|---|---|
| Augusta Precious Metals | $50 000 | $50 000 |
| Goldco | $3500 | $25 000 |
| American Hartford Gold | $5 000 | $10 000 |
| Birch Gold Group | $10 000 | $10 000 |
| Noble Gold | $2 000 | $20 000 |
Which of These Gold IRA Companies Have the Lowest Spreads and Buyback Policies?
Goldco have the lowest spreads among the gold IRA companies I included in this post.
Goldco’s spread is 3% on all purchases.
The second best is Augusta Precious Metals. Their spread is 5% on both common and premium products.
Next are American Hartford Gold whose spread spread percentage is quite large. Spread on bullion goes up to 19.99%. Spread on numismatic coins 34.99%. The spread on semi-numismatic coins is 34.99%.
According to American Hartford Gold:
“However, these percentages vary, and the
actual Spread on any specific transaction may be outside the stated typical ranges.“
Next are Birch Gold Group. They don’t list their spread policy anywhere on the site. However, I was able to find that they charge $215.80 price premium per oz. over COMEX.
On the day I wrote this best gold IRA firms guide the price of gold was $1,944.90. With a spread of $215.80 per oz I calculated that Birch Gold Group’s spread is ~11.3%.
Finally, we have Noble Gold for whom I was unable to find any data on the spread percentage they charge.
Here’s a calculation of how much it’d cost you to return the precious metals you bought and get your money back, sans the gold IRA company spread. For simplicity’s sale, we’ll calculate the value of one troy ounce to be $2000.
| Gold IRA Company | Spread | How Much You Get on Buyback |
|---|---|---|
| Goldco | 3% | $1940 |
| Augusta Precious Metals | 5% | $1900 |
| American Hartford Gold | 35% | $1300 |
| Birch Gold Group | 11% | $1780 |
| Noble Gold | / | / |
Which Company Offers the Best Gold IRA Kit?
Augusta Precious Metals offers the best gold IRA kit. It’s actually similar information you can get from gold IRA kits from other precious metals deals on this list, but Augusta’s comes with direct help from Devlyn Steele and also lifetime support Augusta offers.
Read the full Augusta Precious Metals review here.
Which Mints Do These Gold IRA Companies Work With?
The gold IRA companies on this list work with IRS-approved mints.
These are the United States Mint, British Royal Mint, PAMP Suisse, OPM Metals, Engelhard, Credit Suisse, NTR Metals, Sunshine Minting, Johnson Matthey, and others.
Do These Gold IRA Companies Have a Fixed Fee Structure or Do They Charge a Certain Percentage For Every Transaction?
All of these gold IRA companies have a fixed fee structure and none of these firms charge you for every transaction you make with them.
A transparent fee structure was a prerequisite to be included in my list of the best precious metals IRA companies for 2024.
What are Some Other Gold IRA Companies Operating in the USA Market?
In addition to the ones on this list, we are creating comprehensive reviews of all the top gold IRA firms around the country. While some of these didn’t make it onto our main list of the “best gold IRAs”, they are still worthy of your consideration.
- Fidelity Investments– Fidelity Investments are a good option if you’re already a customer of Fidelity and are looking to work with a larger gold IRA firm. However, Fidelity is not accredited by the BBB.
- Rosland Capital– Rosland Capital is another excellent gold IRA firm. They have a huge coin and bar selection, a straightforward fee structure, and have been long enough on the market to know they’re not a scam.
- Oxford Gold– Oxford Gold is a reputable, old gold IRA account provider that’s been in business for 20+ years. They have 24/7 customer service support, a flexible fee structure, and a wide selection of precious metals you can buy. Their BBB rating is A+. Read my Oxford Gold Group review here.
- Patriot Gold Group– Patriot Gold Group are one of the most affordable gold and silver IRA company operating on the USA market. They waive all account managing fees for life and that makes them unique among all other gold IRA companies on the market. Their BBB score is A+
- Orion Metal Exchange -Orion Metal Exchange has over 50 years of experience with precious metals investing. They’re gold IRA specialists who waive all account setup fees and make it easy for you to select coins and bullion to include in your gold IRA. Their BBB rating is A+.
- Lear Capital– Lear Capital is an experienced gold IRA company that can help you with 401(k) rollovers and other retirement account rollovers into gold. They have transparent fees, a low investment minimum of $7,500 and super helpful customer service ready to answer any questions you have.
- Advantage Gold- Advantage Gold specializes in converting IRAs and 401(K)s into gold or precious metals. They offer IRA-approved coins and bullion that are investment grade and of high purity.
Advantage Gold has been in business for 9+ years and is a member of the American Numismatic Association. Read my full Advantage Gold review here. - APMEX- APMEX (American Precious Metals Exchange) is one of the largest online precious metals dealers that buys and sells gold and silver coins, bars, and other precious metals. They offer a variety of products, including gold, silver, palladium bars and coins. They also offer rare coins and related collectables.
- American Bullion- American Bullion is a precious metals investment company (founded in 2009 by two veteran precious metals traders, Orkan Ozkan and Nevtan Akcora) that offers a variety of investment options, including gold, silver, platinum, and palladium. American Bullion specializes in converting existing IRAs, former 401(k)s, or other qualified retirement plans to gold or other precious metals.
- Red Rock Secured- Red Rock Secured is a Southern California-based investment firm that offers investment opportunities backed by tangible assets, such as gold, silver, platinum, and palladium. Red Rock Secured’s focus is on helping investors diversify their portfolios and protect their wealth against economic uncertainties.
Red Rock Secured also offers a Price Protection plan that covers the difference in more precious metals on qualified accounts if the value of an asset goes down within 7 days of a transaction. - JM Bullion- JM Bullion is a Texas-based online retailer of precious metals products.
They sell coins, bars, and rounds made from gold, silver, platinum, palladium and copper.
JM Bullion was founded in 2011 by two people in a Pennsylvania basement and today they’re one of the largest precious metals retailers in the world.
JM Bullion has sold over $7 billion worth of precious metals and shipped over 4 million orders. They have an A+ rating from the BBB and a 4.7 out of 5-star rating from 1,044 customers. - iTrustCapital– TrustCapital allows investors to add cryptocurrencies like Bitcoin to their IRAs or 401ks. This enables tax-advantaged investing in digital assets and coins. iTrustCapital offers secure cold storage and 24/7 trading on a wide variety of cryptocurrencies. With low fees and a user-friendly platform, iTrustCapital makes diversifying retirement funds with crypto simple and accessible. iTrustCapital is also a precious metals dealer and with them, you can open a gold IRA account. Read my full iTrustCapital review here.
- Broad Financial– Broad Financial enables cryptocurrency investing within retirement accounts like IRAs. Their self-directed IRA platform allows account holders to invest in digital assets and coins like Bitcoin, Ethereum, and more. Broad Financial handles the storage and trading of cryptocurrency investments. They offer 24/7 account access, exceptional security measures, and low account fees. Broad Financial is also a precious metals dealer and with them, you can open a gold IRA account.
Which of These Gold and Silver IRA Companies Have Black Friday and Cyber Monday Deals This Year?
Four out of the five gold and silver companies on my list don’t offer Black Friday and Cyber Monday deals and discounts.
The gold IRA businesses that don’t have special promotions during BFCM are Augusta Precious Metals, American Hartford Gold, Noble Gold and Goldco.
The only IRA company which might have a Black Friday deal this year is Birch Gold Group.
Nothing is announced yet, but last year they had a special BFCM discount where buyers would get one free gold bar for for every $10,000 spent on precious metals. I’m not aware how many precious metals investors took advantage of this offer, but it’s the best one I could find.
Pro tip: APMEX regularly has Black Friday deals on their silver and gold products. However, there are a lot of complaints about it too.
People complain on Reddit that the offers are too small and the precious metals get grabbed away in a few minutes of the Black Friday/Cyber Monday deal going live.
Another complaint is that the website regularly crashes when attacked by mountains of traffic.
So, be aware of it if you intend to try to score a deal on gold and silver this Black Friday or Cyber Monday.
Do These Gold and Silver IRA Companies Operate in all US States? Am I Bared From Opening a Gold IRA Account if I’m From a Certain State?
The gold and silver IRA companies I include in my guide work with people from all 50 US States. No matter where you live you will be able to open and fund your gold IRA account.
The US states covered are Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, Wyoming.
Which Gold IRA Company Ships Precious Metals Internationally?
It’s hard to find a gold IRA company that caters to investors and savers outside of the US.
In my list, only Noble Gold cater to people outside of the US. However, they still don’t send the precious metals you bought, and instead, they store them in one of their depositories on the US territory.
Read the full Birch Gold Group review here.
Best Gold and IRA Silver Companies for 2024 FAQ #goldira #silverira #preciousmetalsira Click To TweetBest Gold and Silver IRA Companies for 2024 (Conclusion)
Smart investors have diversified their retirement portfolios with gold and silver to protect themselves from high inflation, economic uncertainty, and market fluctuations.
But if you’re going to open a gold IRA, make sure you do it with a legitimate company.
My guide above lists 5 best gold and silver IRA companies for 2024.
If you have questions shoot them in the comment section below.
If you want you can download and embed on your site an infographic on the topic of “Best gold and silver IRA firms for 2024- top gold investment companies ranked and reviewed”
Nikola Roza
Nikola Roza is a blogger behind Nikola Roza- SEO for the Poor and Determined. He writes for bloggers who don't have huge marketing budget but still want to succeed. Nikola is passionate about precious metals IRAs and how to invest in gold and silver for a safer financial future. Learn about Nikola here.
