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Here are the best Bitcoin IRA companies for 2023.
My reviews below tell you everything you need to know.
Table of Contents
4 Best Bitcoin IRA Companies for 2023
These are the 4 best Bitcoin IRA Companies in 2023.
#1- Bitcoin IRA
Bitcoin IRA is the first (established in 2016) and largest cryptocurrency IRA company that allows individuals to invest in cryptocurrency with their retirement accounts.
The company’s standout features are its easy signup process, excellent customer support,t 24/7 real time trading, 60+ cryptocurrencies to play with and military-grade security features designed to keep your retirement savings safe (and insured) at all times.
The website itself is also extremely well put together and works perfectly on any device you use to access it (desktop, tablet, mobile).
Bitcoin IRA, while primarily focused on enabling individuals to invest in cryptocurrency with their retirement accounts, also provides a wealth of information and resources for those interested in the broader crypto market. For example, their website offers updated insights into the Bitcoin price today, helping investors make informed decisions about their retirement funds in real-time.
Bitcoin IRA Fees and Pricing- What Does it Cost?
Bitcoin IRA fees are:
Custodial, Management, and Account Fees- 1% of the customer’s portfolio per year;
Setup Onboarding Fee- between 0.99% and 4.99% of when converting an existing IRA into a cryptocurrency IRA;
Transaction Fee- 2%;
Security Fee- 0.8%.
Try Bitcoin IRA today!
BitIRA is the company you need if you’re worried about the safety of your Bitcoin investment.
BitIIRA uses multi-encryption encoding for transactions to keep them secure while they’re most vulnerable online. When completed, transactions are moved to physical keys kept offline inside grade-5 nuclear bunkers (called offline cold storage) protected by armed guards and computer security specialists 24/7.
Because of their utmost dedication to keeping your coins safe and because of the raving independent BBB reviews, I officially recommend BitIRA as one of the best Bitcoin IRA companies on th market.
Try BitIRA today!
Founded in 2018, iTrustCapital is a relatively young Bitcoin IRA company. Founded only in 2018, they’ve already built a brand and name for themselves with a wide variety of cryptocurrencies they offer, very low account maintenance fees and their absolute focus on digital security.
iTrustCapital also doesn’t skin the investor who uses their platform. Instead of charging up to 16% per transaction as some other companies do, iTrustCapital has a 1% transaction fee, regardless of the amount traded.
There’s also no monthly fee, and clients are charged no initial purchase fees, broker fees, or scaling based on the size of their assets.
Try iTrust Capital today!
#4- Broad Financial
Broad Financial was founded in 2004 as a private real estate investment company. They’ve since expanded their specializations to include ROTH, real estate, self-directed and Bitcoin IRAS.
Their main partner is Madison Trust Company, who works as a custodian for all of their clients.
One thing that sets Broad Financial apart from the other IRA providers is that their Bitcoin IRA is a Checkbook IRA LLC.
Checkbook IRA LLCs give you complete control over your crypto. You can pick and trade any cryptocurrency or wallet you want and you don’t need a custodian to help you manage your account. This is especially important if you decide to open a gold or silver IRA account with Broad Financial as not having a custodian is high on the wishlist of many investors, yet strictly forbidden by the IRS.
The Bitcoin IRA you open with Broad Financials has no account minimums, and it’s available as both a traditional IRA or Roth IRA (meaning you’re allowed to contribute with pre-tax or post-tax dollars). The only two fees to keep in mind are Broad Financial’s $1,295 account setup fee and $95 quarterly custodial fee.
Try Broad Financials today!
Which Bitcoin IRA Company Helps With 401 Rollovers?
All of the Bitcoin IRA companies on my list here will help you with 401 rollovers if you decide to open a cryptocurrency IRA account with them.
That said, Bitcoin IRA is the only company that has in-house financial advisors there to help you open your crypto IRA with them.
BitIRA, iTrustCapital and Broad Financial require you to hire ousude help out of your pocket and this significantly increases the cost for you.
How Do I Buy Bitcoin IRA?
The best and easiest way to buy a Bitcoin IRA is to go through the process with the help of one of the crypto IRA companies from my list in this article.
These companies are the cream of the crop when it comes to Bitcoin IRA and going with any of them will mean a smooth account opening process and zero unnecessary hassle.
Can I Buy Ethereum as Part of My Bitcoin IRA?
You can buy Ethereum as part of your Bitcoin IRA. Ethereum is one of the most popular types of cryptocurrency and all Bitcoin IRA companies on my list allow you to buy it and trade with it.
What Other Cryptocurrency Can I Buy as Part of My BitCoin IRA?
Out of all the Bitcoin IRA companies I listed in my guide only Bitcoin IRA offers pretty much all types of cryptocurrency, many of which you’ve never heard of.
Bitcoin IRA offers:
Axie Infinity Shards;
Uniswap Protocol Token;
Curve DAO Token;
BitIRA offers Bitcoin, Bitcoin Cash, Chainlink, Ethereum, Ethereum Classic, Litecoin, Zcash, Stellar Lumens, Aave, The Graph, Basic Attention Token, Livepeer, Uniswap, Compound, DAI, Maker, yearn.finance.
iTrustCapital offers Bitcoin, Ethereum, XRP, Solana, Cardano, Dogecoin, Chainlink, Polygon, Polkadot, Litecoin, Shiba Inu, Bitcoin Cash, Avalanche, Stellar, Cosmos, Uniswap, Hedera, Aaye, Maker, Quant, The Graph, Axie Infinity, Sandbox, Tezos, EOS, Chiliz, Flow, Gala, Curve DAO, Compound, Basic Attention, Enjin, Sushi, yearn.finance.
Broad Financial offers all types of cryptocurrencies you can include in your Bitcoin IRA.
Which of These Bitcoin IRA Companies Have the Lowest Minimum Investment Threshold?
The Bitcoin IRA company with the lowest minimum investment threshold is Broad Financial. They allow you to invest as much or as little as you want when first opening your Bitcoin IRA with them.
Other cryptocurrency IRA companies on this list also have affordable minimum investment thresholds:
Bitcoin IRA- $3000;
Do These Bitcoin and Cryptocurrency IRA Companies Have a Fixed Fee Structure or Do They Charge a Certain Percentage For Every Transaction?
Most of the Bitcoin IRA companies on this listboth have a fixed fee structure and charge a certain percentage for every transaction.
Here’s a tabular breakdown:
Bitcoin IRA Company|
Account Setup Fee|
0.99% to 4.99%|
Varies from account to account|
Varies from account to account|
No transaction fees|
How Important is Asset Insurance When Opening a Bitcoin IRA?
Asset insurance is crucial when opening a Bitcoin IRA. You don’t want to invest your hard earned money into Bitcoin with a company and then have that retirement asset stolen by an unscrupulous hacker.
All the cryptocurrency IRA firms I listed in my guide are uber-focused on bot asset security and insuring your money in case the worst happens.
Here are the insurance companies they work with:
Bitcoin IRA- BitGo;
BitIRA- several insurance companies, all regulated by the Financial Conduct Authority and the Prudential Regulation Authority and carries an A+ rating from Standard & Poor’s.
Broad Financial- unknown.
Are Older Bitcoin IRA Companies Better?
Older Bitcoin IRA companies are not necessarily better. There are newcomers to the industry that absolutely smash it out of the ball park with their superior service.
That said, older companies have been around for longer and given that they survived (and thrived) they must be good. It’s common sense.
Which Bitcoin IRA company will you pick?
LMK in the comment section below.
Nikola Roza is a blogger behind Nikola Roza- SEO for the Poor and Determined. He writes for bloggers who don't have huge marketing budget but still want to succeed. Nikola is passionate about precious metals IRAs and how to invest in gold and silver for a safer financial future. Learn about Nikola here.